Stop Gambling With Your Electricity.
Most sites just sort by "Price per kWh." We sort by Safety.
GetCostWise uses a proprietary "Total Exposure" algorithm that stress-tests every plan against your home's usage profile and the contract's fine print. We find the plan that protects your wallet in the best case and the worst case.
The "Average Usage" Trap
Comparison sites assume you use exactly 1,000 kWh every month. But in Texas, that never happens.
You might use 800 kWh in April and 2,500 kWh in August. Many "cheap" plans have hidden penalties if you miss that 1,000 kWh target, causing your rate to explode when you least expect it.
Does your bill look like this?
We model this exact curve for your zip code.
Our Secret Weapon
2. The "Total Exposure" Score
Price isn't the only thing that matters. The Terms of Service matter just as much.
We don't just read the price tag. Our engine scans the fine print for "Toxic Terms" that limit your freedom.
We Factor in Liability
If a plan saves you $5/month but charges a $495 Cancellation Fee if you need to move, our algorithm flags it as "High Risk." We prioritize plans that give you savings and flexibility.
We Filter "Teaser Rates"
We automatically disqualify plans that rely on deceptive "Bill Credits" that vanish if you use slightly too much or too little power.
Min Usage Fee: Yes
Min Usage Fee: None
Even though Plan A looks cheaper, Plan B protects your wallet.
Smart Filters for Real Life
Moving Soon?
Renters and house flippers often get trapped in long contracts. Use our "I might move" filter to find plans with $0 Early Termination Fees.
100% Independent
We don't take kickbacks to rank providers higher. Our algorithms are unbiased and focused purely on your wallet's safety.
Official Data
We sync directly with the official PowerToChoose database daily. We analyze the legally binding "Electricity Facts Labels" (EFL) so you don't have to.
One Final Tip: Check Your Billing
If you currently use "Average Billing" (smoothing your payments), check your provider's balance before switching! You may owe a "Deferred Balance" that becomes due immediately when you cancel.